Wednesday, August 31, 2011

Roleplayers Needed!!

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Get a Financial Life: Personal Finance In Your Twenties and Thirties ...

Get a Financial Life: Personal Finance In Your Twenties and Thirties

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?A highly readable and substantial guide to the grown-up realms of money and business.? ?Deborah Stead, The New York Times, If you?ve been meaning to get your finances in shape but have no idea where to start, this is your playbook: The all-new edition of the New York Times bestseller Get a Financial Life busts open the system, teaching tricks for becoming master of your own money universe. No matter what?s happening in the economy, all the guidance you need is right here. You?ll learn how to:

? Pay off your credit cards and student loans and live debt free

? Start saving, even if you?re living paycheck to paycheck

? Take advantage of the latest tax rules and save a bundle

? Find smart investments while still supporting socially responsible companies

? Come up with a down payment and buy a home, even in a tough economy

? Afford grad school

? Protect yourself from identity theft

And you?ll discover why a 401(k) is your best friend?even if the market is tanking.

From tracking your spending to finding deals on insurance to navigating the new world of homebuying, this easy-to-understand, comprehensive guide provides an up-to-date road map of the world of personal finance. Whether you earn ,000 or 0,000, are single or married, are drowning in debt or just looking for ways to keep your savings secure in uncertain times, you?ll find the answers you need in Get a Financial Life.

?A daring book. . . . A life?s worth of smart financial advice.? ?Newsweek

List Price: $ 16.00

Price: $ 8.00

Source: http://wealthmanagement-360.com/get-a-financial-life-personal-finance-in-your-twenties-and-thirties-reviews/

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Bankruptcy Lawyers Are the Experts Your Business Needs to Use If Facing Financial Crisis Article by Rebecca Paul If you had an issue with a water leak, you?d call a plumber. If you needed construction work done, you?d consult a contractor. Dealing with bankruptcy should be no different: business owners need the expert help of [...]

We humans are an inquisitive sort. We want to know all the latest trends, news, gossip, etc., and we will go online, to the magazine rack, to newspaper subscriptions and to television to get it all and get what?s happening right now. And of course, to do that, we must be in the moment, anything [...]

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By Sara Fruman Thu, Jun 9 2011 11:46 am | 36 views | 0 Comments JanSport announced that they have promoted Country Manager Nathan Hill to sales & marketing manager. In his new position, Hill will assume responsibility for JanSport sales and marketing for the EMEA region and will be reporting to Coalition President OD [...]

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PFT: Taylor unhappy with the Bears

Elvis Dumervil, Wesley Woodyard, Tarvaris JacksonAP

[Editor's note:? Josh Alper, who ordinarily compiles the links to news and notes regarding each team, is off this week.? So we're splitting up the duties.? I pulled the short straw for Monday.]

The Bills have cut six players, including receiver Paul Hubbard, who was arrested last Monday for DUI.

The Dolphins apparently have signed S Gerald Alexander, which could be bad news for S Tyrone Culver.

The Boston Herald takes a crack at predicting the Patriots? 53-man roster.

The Jets are trying to improve the performance of QB Mark Sanchez in the red zone.

The broken arm suffered by Steelers QB Byron Leftwich reportedly isn?t season ending, unless the Steelers end his season by putting him on injured reserve.

Bengals DT Pat Sims exited the PUP list and practiced for the first time this year on Sunday.

With LG Eric Steinbach injured, rookie Jason Pinkston could be in the Week One starting lineup for the Browns.? [Editor's note:? If he struggles, please don't call him Stinkston.]

Coach John Harbaugh thinks that rookie QB Tyrod Taylor can serve as the primary backup to Joe Flacco.

The Texans continue to squeeze the square peg that is 4-3 DE Mario Williams into the round hole that is OLB in the 3-4 defense.

Colts LB Ernie Sims says he feels like a starter, even though he?s not yet in the starting lineup.

So much for QB Blaine Gabbert bogarting the starting job in Jacksonville; coach Jack Del Rio called Gabbert?s performance against the Bills ?[s]o-so?.

Newly-signed WR Kevin Curtis knows that he has a limited opportunity to win a roster spot in Tennessee.

With the Chiefs? starting offense sputtering, coach Todd Haley isn?t commenting on whether and to what extent they?ll play in the preseason finale.

Rookie tight end Julius Thomas is turning heads in Denver; he had four catches for 70 yards against the Seahawks.

Raiders WR Derek Hagan?s commit to excellence includes an avoidance of distractions:? ?We?re in training camp, and you shouldn?t even be playing video games.? You?ve got to get your study time in.? This is my job, this is my profession, and it?s something I love to do.?? [Editor's note:? Hagan probably would pass on attending a Lil Wayne concert, too.]

Chargers TE Antonio Gates scored a touchdown in his first game since December 5; ?It was good, man,? Gates said.? ?It was like riding a bike again.?

Cowboys WR Teddy Williams is expected to return to practice for the first time since running into receivers coach Jimmy Robinson during a punt drill.

Giants LB Jonathan Goff is stepping up his game in a contract year.

Though CB Joselio Hanson would like to stay in Philly, he understands the realities of the situation; ?I?m just takin? it in stride,? Hanson says. ?It?s part of the business.? I?m aware of everything that?s going on.? I love it here, but sometimes, certain things don?t work out.?

The reason for S LaRon Landry?s status on the Redskins? PUP list has shifted from Achilles? tendon to hamstring.

Bears coach Lovie Smith described the interception from QB Caleb Hanie that was returned 90 yards for a touchdown by the Titans as ?kind of a bad throw.?

Mike Freeman of CBSSports.com has decided that Lions DT Ndamukong Suh is dirty.

On Friday night, Packers K Mason Crosby nailed a 50-yard game-winner; on Sunday, he converted all six tries at practice, from 41, 43, 46, 50, 53, and 56 yards.

Purple Pride was hard to find at the Minnesota State Fair.

Falcons RB Michael Turner continues to live in the moment:? ?I?m not going to try to save myself, just to try to squeeze extra years out of this league.?

Though relegated to nickel corner against the Raiders ? and burned by Derek Hagan after skidding on the Oakland infield ? CB Tracy Porter remains on track to start Week One.

The Bucs are celebrating the non-suspension of CB Aqib Talib (hopefully not by firing off any guns).

Panthers LB Jon Beason plans to play Week One after recent heel surgery.

Cardinals WR Larry Fitzgerald celebrated his new contract with an 80-yard touchdown reception, the longest of his career.

Rams DE Robert Quinn is starting to make real progress, after not playing at all in 2010.

Thanks to a porous offensive line, Seahawks QB Tarvaris Jackson is now being ?jerked around? by opposing defenders.

With Shawntae Spencer still fighting a hamstring injury, Carlos Rogers and Tarell Brown started at cornerback for the 49ers against the Texans.

Source: http://profootballtalk.nbcsports.com/2011/08/28/chester-taylor-unhappy-with-the-bears/related/

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Tuesday, August 30, 2011

Forget Size! See Both Slim and Plus Size Women As Fashion Icons ...

[unable to retrieve full-text content]Filed in Womens Interests on Aug.30, 2011. It may be true that there are many places to shop for plus size women. Unfortunately, not many share the open notion that size does not matter. There are still prejudices with regards to weight. ...

Source: http://www.shjinnuohua.com/womens-interests/forget-size-see-both-slim-and-plus-size-women-as-fashion-icons

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The significance of Sports activities Diet Inside your Physical ...

I have been exercising for many years, but I just lately began paying a lot of attention to what I eat. In the end, just exercising was sufficient to maintain my fat under control as well as maintain me in good health. Don?t get me incorrect ? I had been not exactly on the unhealthy foods diet plan. We consumed a reasonably healthy meal plan, in support of binged regarding eventually per week. Nevertheless, I did not realize that I possibly could have been greatly increasing my personal sports overall performance when you eat sports nutrition supplements. The issue is, after i found them, I had been surprised through the cost. We definitely ended up suffering from label shock!

You see, purchasing sports diet supplements may cost an outrageous amount of cash. If you can?t discover good low cost sports diet, it might be outside of your price range. I understand it was for me when I first found this. Then I found a price reduction sports activities nutrition electric outlet store. It transformed the way in which We exercised and exactly how We consumed. I understood which having great supplement diet was wholesome, but I did not know other activities regarding nutrition dietary supplements. Evidently, many minerals which are excellent for you and therefore are essential for bodybuilding remain out of your regular diet. If you don?t discover good low cost sports activities diet or are willing to pay top dollar for custom-made meal plans, you will not be capable of geting because efficient a result as you would certainly.

The only problem along with buying low cost sports nutrition is you need to be just a little but flexible about what you eat. Sometimes, for instance, 1 type of proteins will be very costly while another form will be inexpensive. You have to be in a position to know the equivalents ? what supplements can be substituted for each additional ? or else you will not be able to reduce your own discount sports activities diet purchases.

The easiest method to buy low cost sports activities nutrition when you are just starting off is to take a more knowledgeable friend along with you buying. Those who have already been bodybuilding seriously for some time understands by pointing out sports supplements, as well as the things they help you out along with. A few low cost sports activities nutrition products will help you bulk up parts of your muscles, for example, while other ones can help you develop a leaner, stronger physique. Generally, combining a variety of supplements works more effectively compared to having any one particularly.

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Cardinals slugger Pujols held out against Pirates

updated 2:32 p.m. ET Aug. 28, 2011

ST. LOUIS - St. Louis Cardinals first baseman Albert Pujols was held out of the starting lineup Sunday against the Pittsburgh Pirates.

Manager Tony La Russa said he felt Pujols needed a day off. The Cardinals are off Monday, giving Pujols a two-day break.

The three-time NL MVP has been a healthy scratch twice this season, the last on July 20 against the New York Mets.

Lance Berkman made his 16th start at first on Sunday.

Pujols, who has started 113 games at first this season, missed 13 games with a fractured wrist from June 20-July 4.

Copyright 2011 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Source: http://nbcsports.msnbc.com/id/44306423/ns/sports-baseball/

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Monday, August 29, 2011

ALab Specialist, Game Art Department job in Full Sail University of ...

ALab Specialist, Game Art Department job in Full Sail University of Florida

About Full Sail University of Florida

Over the past 30 years, Full Sail University has built a reputation as one of the premier art, music, and film schools in the world. Throughout the entertainment, media, and arts industry, Full Sail graduates have made their names working on award-winning films and albums, acclaimed video games and design projects, live productions, working inside major media companies, and more.

About Lab Specialist, Game Art Department job in Full Sail University of Florida.

Job Description:

Full Sail University is now accepting applications for the Lab Specialist, Game Art Department position in its Game Art Bachelor of Science Degree Program.

Lab Specialists ensure lab tutorials and/or lab assignments as defined by Course Director are completed. They maintain professionalism in the lab environment and assist students with technology and project implementation.

Requirements:

The ideal candidate must have a minimum of four years of related experience or a Bachelor?s degree in a related field. The preferred degree would be in Art, Computer Animation, Multimedia Design or Graphic Design. The industry experience would include computer animation, game art, multimedia design or graphic design. Teaching experience is preferred and the candidate must have a passion for education.

Skills Needed:

Broad base of knowledge in art, computer animation, multimedia and graphic design. Excellent oral and written communication skills are required. Proficiency in Mac or PC platforms. Must have strong social media skills.

Job ID: GABSLSGP61611

Department: Game Art

Location: Winter Park, FL

Duration: Full Time

Closing date: open until filled

Completed Applications Forms should be signed and returned to the Human Resources Recruitment Team by e-mail, fax or post. Address ?has been given under for this post.

3300 University Boulevard Winter Park,

Florida 32792

Phone: 800.226.7625 or 407.679.6333

Incoming search terms:

  • jobs in multimedia and animation

Source: http://stateuniversityjobs.com/alab-specialist-game-art-department-job-in-full-sail-university-of-florida-178591.html

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Why Property Management Service Is Required . - Real Estate

by admin on August 28, 2011

Commercial property has distinct elements that really must be controlled by the property chief every day. Tracking those elements is necessary to asset performance. In only that way can the owner get the property performance results that they need. They're : Revenue payments and relation to budget balance standing and recovery actions Spending payments and relation to budget Lease research Renter mix performance and change Lease standing to events like hire reviews, options, renewals, and other vital dates Insurance and risk re the operation of the property and its interface with the general public Building upkeep and function Renter relations and communication Budget conglomerate for building performance projection Reporting to the owner in an effective and opportune way The list claims that control is imperative when you manage commercial property. Are you going to be the sort of executive who is tough to make contact with, avoids the renters ( apart from when the rent is due ), does not want to make repairs, or are you going to be the one which the renter is cosy contacting at any point for any cause? Hopefully you're the 2nd choice. To have low turnover and maintain a great reputation, you want to maintain your properties.

Their experience with past systems as well as their dep. processes and their comprehension of what functionality they have to best serve the hotel guests will be particularly valuable when building your necessities list. If something wants fixing, then fix it. The Project Boss should set expectancies and objectives of what's to be accomplished in the analysis process and supply this info in writing to the team. Setting expectancies and objectives will provide help to keep the analysis process on track. A rental managing firm can range is size according to their dealing processes. The team desires to realise that though comments and ideas are appreciated and mandatory, not everybody's wants will be satisfied.

Some deals only with rental management while the enormous firm deals in selling, purchasing and leasing the properties on rent. In exchange they also receive some % for their services they supply in handling the assets of the property owners. Some of the basic services offered by the management firms includes, collecting hire, hire agreement, paying use of electrical bills, handling upkeep issues, document of lease agreement with boosting renter relations. Just as significantly, having one database will help guarantee all rental application information is caught and no mistakes are made. Hardware, server, upgrades, additional licenses, and other costs are eliminated too, leading to substantial cost and time savings. What about cost? Traditionally cost has been a barrier to this sort of software utilized by bigger corporations, today the web makes access to new online solutions much cheaper. As the Net has been the great leveler across many industries, all rental property bosses can now afford the property management accounting software that bigger real-estate management corporations have been using for years.

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Source: http://www.charlottesvillerealestateconnection.com/why-property-management-service-is-required/

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Cheap Web Hosting For A New Online Business. ? AdviceArticle.net

Do you wish to start a new online business? If so, you shall certainly require a quality cheap web hosting supplier that can provide enough tools and features to create and host your website files, in order to be accessed from the internet.

First of all, you shall require a domain name. This will be the web addressed used to access your website from a computer or mobile device. Your domain name will point to a certain IP address which is allocated to you by your cheap web hosting supplier. You should brainstorm a few domain ideas first and if you can include your main target keyword within the domain name then this would be highly beneficial for your search engine rankings.

Its always best to register the domain name with the actual web hosting supplier as your domain and hosting can then be managed from the same account, instead of switching between accounts. You may also be offered a free domain name from some popular cheap web hosting suppliers if you agree to pay for a yearly paid hosting account which can be aquired from around 19.99 per year, which is highly affordable considering a domain name could cost around 7.99 per year on its own.

Once you have the domain name, you can then connect a web hosting account to it. This will allow you to upload website files that you have created, or you can use the built in website builder that many of the bigger web hosting companies offer as part of the packages. You may also be able to order more advanced website building tools if offered by your specific supplier. You must look out for the one click install scripts also as this enables you to install blog, forum, ecommerce and photo gallery scripts among others.

As long as you choose the right cheap web hosting company, you will have everything you will ever need to run a successful online business including tools and features to design, fully develop and promote your new or existing websites. You are literally limited by your own imagination and if you cannot design a website or dont wish to design one using the website builder then you can just outsource it. There is so many services available on the internet today that can connect you with freelancers that can help you design, develop and promote your website for a small fee.

Before you decide on which package you wat to purchase, you must ensure that the package meets your minimum requirements which would include features such as mailboxes, mysql databases, sub domains, backup facilities, virus scanning and live support. You may not yet understand how important support is from your cheap web hosting supplier but you must ensure its easily available as you never know when you may need it. If you have issues installing scripts or software provided within your package, you can visit the live support facility in order to request help, which can save you a lot of time and frustration by going it alone.

There is millions of resources available on the internet for free such as reviews and ratings of the best cheap web hosting providers that can can look through. You can even ask online business communities and forums for advice on the best suppliers. Use your connection to the internet as an advantage for uncovering the best suppliers so you dont make any mistakes and regret your purchases as there is many useless providers of web hosting, although there is many 5 star providers that you will enjoy working with.

I hope you have found this article useful and hope you find the right cheap web hosting supplier for you and your business.

987mb offer highly reliable cheap web hosting services including free domain names and live support. Quality web hosting is essential if you wish to create a successful website online.

Source: http://advicearticle.net/cheap-web-hosting-for-a-new-online-business/

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Sunday, August 28, 2011

Watch Rays vs Blue Jays Live Stream Online, Free MLB Baseball ...

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New Imsi Instant Kitchen Bath ? Version 12 Home Improvement Windows

New Imsi Instant Kitchen Bath ? Version 12 Home Improvement Windows Xp/Vista/7 Sample Layouts

  • Create the perfect kitchen automatically or design your bathroom using one of the included sample layouts.
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You can also fly around or look around at everything up close. Once you have your design just the way you want it, you?re ready to build. Easily calculate square footage, costs, and material requirements in a familiar spreadsheet format with the built-in project cost estimator and start building today. kitchens, bathrooms, remodels, appliances, lighting, cabinets & more. Design & visualize in 2d and 3d,enhance your home value,no experience necessary,kitchens, bathrooms, remodels, appliances, lighting, cabinets & more. everything you need to design your kitchen or bath quickly design realistic 3d models of your kitchen or bathroom projectith no experience necessary. Create the perfect kitchen or bath exactly how you dreamed it would be.

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Daily Tips for Business: Strategic-Planning

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Source: http://dailytipsforbusiness.blogspot.com/2011/08/strategic-planning_26.html

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Saturday, August 27, 2011

Low-intensity vs. High-intensity Cardio Sessions Which Is Most ...

Hence you wish to get rid of some fat and begin building your muscles. But you're thinking about if the best way to go about it is by doing high-intensity or low level cardiovascular exercises.

Well, to put it simply, the most efficient method to attain your health targets is to alter your exercise programme to your specific wants. This means that the kind of heart exercises you select should be based primarily on your present level of fitness as well as your fitness goals.

Both Workout Systems have their own set of advantages and disadvantages. High-intensity cardio permits you to use up more calories and fat than you would with low-intensity cardio in the same period. On the other hand, low-intensity exercises are hailed for the fact that the majority of the calories that you use up from it come from fat rather than different sources. Now, what is left for you to do is find out which sort of exercise suits your wishes best.

High-intensity cardio exercises are advocated for those that are at least moderately fit and highly incentivized to lose weight. It's also good for wish to improve their endurance, but do not have much time for exercise. Ultimately, people who become bored easily and want to see fast results from their work-outs would be much better off doing this sort of exercise. It's also necessary to note that you should not be in a state of fast if you intend to do high-intensity exercises.

Low-level sessions are good for folk in a condition of fast because it permits them to burn fats without concurrently burning off muscles. These exercises are also recommended to extremely fat people, noobs as well as those that lack the incentive for intensive workouts. Those that are getting over injury, diagnosed as having health issues like asthma, metastatic inflammation, and inborn heart problems, expecting women, and old individuals are also suggested to do low level cardio.

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Source: http://articlesprofitable.com/health-fitness/aerobics-cardio/low-intensity-vs-high-intensity-cardio-sessions-which-is-most-effective

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VoIP Phone Systems: Integrated Communication Service | motorola ...

by motorola on Thursday, August 25th, 2011 | Comments Off

VoIP phone systems from 888VoIPStore.com can provide a complete and unified integration of all types of communication. For any business this can be a huge advantage in the way of saving both time and money. VoIP phones do not require the traditional wiring that other phone systems do. Basically all you need is a computer and a phone.

This is a perfect way for businesses, both large and small, to enjoy state of the art systems that can take them into a new age. Whether the need is a complete system that works within a large corporate network or it?s only a simple VoIP telephone for a small business that can later be scaled up, the experts at the VoIP store can provide professional guidance in determining precisely the right equipment to meet your needs.

When you visit the website you will find that it is set up to be user friendly. Even so, technical topics such as this can be confusing. The store understands that and provides helpful information to assist in the decision making process. The site is informative plus you are encouraged to call to speak with an advisor that can help you choose the right equipment. Additionally, the store offers free technical support. Besides selling all the components needed to get any business set up or upgraded with the latest in VoIP equipment this website can also assist in helping you become a reseller. That?s an easy way to add another stream of income to your business.

VoIP phone systems can integrate all your communications, including web conferences, voice mail, faxes, email as well as basic phone calls. And each of these communications can be delivered to any handset. The on-site tutorials, videos, product overviews and reviews, and articles that explain the various products and their features make understanding the advantages of these systems elementary. The reality is, this is essential technology for any modern day business.

When you get ready to make your purchase you will want to deal with a reputable company. 888VoIPStore is the industry leader; there?s a reason it is the solution management component for over 10,000 business customers. Of course, one of the reasons for this company?s popularity is the fact that it puts its customers first. Customer service is always a priority. This is demonstrated by the fact that experts are on the standby, ready to assist customers with questions and or concerns. Not only that but shopping is always convenient. Customers can shop online or at local resellers and distributors. The end result is excellent customer service that results in total customer satisfaction. That is how this company has built its solid reputation.

About The Author:

Marcie Welch is a new user of VoIP phone systems. Until recently she wasn?t sure if her medium sized business would benefit from the technology. After some exploration of the information provided at 888VoIPStore.com Welch called the experts. She learned that VoIP phones can initially be simple systems and later upgraded as the business develops. Welch is thrilled with her new system.

Source: http://motorolaandroidtablet.net/voip-phone-systems-integrated-communication-service/

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Did Katie Holmes Get A Wrist Tattoo? (PHOTOS)

Celebuzz:

Did Katie Holmes get inked?! The 32-year-old actress arrived at Digital Domain Studios in Marina Del Ray on Wednesday sporting what looked to be a tattoo on her wrist. It?s still uncertain as to whether it?s merely henna.

Read the whole story: Celebuzz

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Source: http://www.huffingtonpost.com/2011/08/26/did-katie-holmes-get-a-wr_n_937778.html

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2nd Home loan vs .. Residence Collateral Line of Credit: Which is ...

Second House loan vs .. Household Value Credit line: Which is the Best Selection?

An advanced property owner looking for an collateral personal loan, but do not prefer to re-finance the present home loan, there is the choice of a strong value credit line or perhaps a minute home loan. Every selection possesses pros and cons on the additional. Below are some tricks to make it easier to weigh up which home equity loan type meets your needs.

Home equity loans are available in a couple tastes: next home loans along with property equity personal lines of credit. Subject to ones advantages for borrowing from the bank and also the volume you require with the financial loan, selecting the most appropriate home equity loan for ones problem will save you a large amount. Here?s the pros plus disadvantages connected with both equally personal loan forms.

Collateral Credit lines

Picking a Home Collateral Line of Credit, or perhaps HELOC, will give you the highest level of flexibleness. If you work with equity intended for refurbishments to your residence, a fairness personal credit line affords the freedom to ensure the position gets done. Small remodels in addition to building work almost never are available underneath spending plan; should you solely prepared for the repaired total on your own job, you could learn by yourself shorter as soon as unforeseen situations happen. Money a credit line offer a charge credit card you should utilize to get buying similar to a credit card that?s tied to your value at your residence.

You?ll find negatives to Home Fairness A line of credit. Payday loans generally have changing rates which might be more than very much the same next mortgage loans. Because the lending products have diverse premiums the bank will probably regulate a persons vision charge and also transaction amount of money at normal time intervals. What this means is a person?s payment per month can frequently climb in the event the loan company starts over the financing. An additional pitfall with this type of mortgage is the convenience offered by this debit card. This kind of supply can entice you to definitely waste your money than you needed planned.

Next House loans

Secondly house loans have several gains in excess of value a line of credit. These financing options consist of repaired mortgage rates and anyone to access a specific amount without worrying about attraction to overspend. Minute mortgage loans are brilliant for householders that want in order to settle its payments directly into a person lower settlement. While you get the second house loan this is why, you should keep in mind debt consolidation loans isn?t going to eliminate your debts; it steps that all around to learn effectively that you pay. You gain any duty gain by using hel-home equity loans, the eye you make payment for for these plans is usually taken on your own Federal Income tax.

You will find dangers related to either styles of hel-home equity loans. Since hel-home equity loans usually are secured because of your home, if you go delinquent to the expenses the lenders could foreclose and also take your home. A person?s eye charge you be eligible for an on your home loan is going to be over the incidence of the most important home loan much more lender takes on more danger for the bank loan.
Discover more pertaining to your next home finance loan along with home loan selections by registering for a complimentary house loan e-book.

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Source: http://www.articleinsta.com/2nd-home-loan-vs-residence-collateral-line-of-credit-which-is-the-best-selection.php?utm_source=rss&utm_medium=rss&utm_campaign=2nd-home-loan-vs-residence-collateral-line-of-credit-which-is-the-best-selection

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Verizon to offer Intuit's GoPayment in retail stores, free after rebate

There's nothing worse than missing out on your favorite street meat because you've only got plastic. But even smaller vendors may soon be able to process that dollar hot dog with a credit card, as Verizon Wireless is making Intuit's GoPayment card reader available in its 2,300 retail stores. The small business-friendly machine plugs into a BlackBerry, Android or iOS device to transform the smartphone or tablet into a credit card processing machine using a free app. After a $30 mail-in rebate, the hardware is free with no monthly fees and a 2.7-percent fee per transaction. Merchants who upgrade to the premium version for $12.95 per month will only have to fork over 1.7-percent fee per swipe, bringing the net income on that dollar tube of processed meat to just over 98 cents. Plus, Intuit is throwing in two months gratis for the paid version. Check out the full PR after the break, and don't forget the ketchup and mustard.

Continue reading Verizon to offer Intuit's GoPayment in retail stores, free after rebate

Verizon to offer Intuit's GoPayment in retail stores, free after rebate originally appeared on Engadget on Thu, 25 Aug 2011 13:39:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/IgkKdKKctJw/

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Friday, August 26, 2011

Splintered by Stress: The Good and Bad of Psychological Pressure

Image: Getty Images

In Brief

Stress and Memory

Stress hormones such as adrenaline and cortisol can either facilitate or impair memory, depending on when these hormones are released.

Stress hormones may affect memory by strengthening or weakening the connections between nerve cells in the brain.

Drugs that mimic cell-adhesion molecules, which bridge the gaps between nerve cells, may help restore memory in people with stress-induced cognitive disorders.

A needling twinge in the torso or a tense interaction with a boss is all you need to get your nerves on edge. The bills are piling up and?of course?your spouse is on your case about them. You feel as if an extra weight is pressing down on your mind.

The all too familiar sensation of stress can preoccupy your thoughts, narrowing attention to the sphere of your concerns. But its effects do not end there?stress also causes physical changes in the body. In a stressful situation, alarm systems in the brain trigger the release of hormones that prepare you to fight back or flee the scene. Among other results, these chemicals may boost blood pressure, speed up heart rate and make you breathe faster. They may also affect your ability to learn and remember things.


Source: http://rss.sciam.com/click.phdo?i=1983398a02446ee609d57f6937477dda

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Wall Street gains at gold's expense (Reuters)

NEW YORK (Reuters) ? U.S. stocks posted strong gains for a second day on Wednesday as investors jumped back into beaten-down financial shares and backed away from safer assets like gold in volatile trading.

The stock market swung back and forth as investors anticipated a key speech from Federal Reserve Chairman Ben Bernanke on Friday. There had been hope the Fed chief would hint of stimulus to aid the struggling economy, but a more likely outcome is for gradual measures.

"Some investors have been buying because it feels, looks like perhaps we've seen the lows of the correction," said Hugh Johnson, chief investment officer of Hugh Johnson Advisors LLC in Albany, New York.

"(But) savvy investors don't expect QE3. They do not expect the Federal Reserve to unveil anything significant."

The Dow Jones industrial average was up 142.51 points, or 1.28 percent, at 11,319.27. The Standard & Poor's 500 Index was up 15.19 points, or 1.31 percent, at 1,177.54. The Nasdaq Composite Index was up 21.63 points, or 0.88 percent, at 2,467.69.

The S&P has risen for three straight sessions.

Bank of America Corp rose 11 percent to $6.99, reversing losses on Tuesday when the Dow component hit a 2-1/2-year low on fears it may have to raise large amounts of capital. BofA shares are still down more than 30 percent so far this month.

The S&P financials index advanced 2.8 percent, with JPMorgan Chase & Co shares up 3 percent at $35.83.

Traditional value stocks such as CVS Caremark and Time Warner were among the day's top gainers. CVS shares rose 3.1 percent to $34.44 and Time Warner gained 3.3 percent to $29.84.

Bernanke is due to address central bankers at an annual symposium in Jackson Hole, Wyoming on Friday. His speech last year laid the groundwork for the Fed's unprecedented $600 billion bond buying program, known as quantitative easing, or QE2, to revive a sputtering U.S. economy.

Exchange-traded funds tracking gold stocks and gold-mining stocks fell after bullion futures dropped more than 5 percent in the metal's worst one-day loss since 2008. The SPDR Gold Trust Index declined 3.3 percent, while the Market Vectors Gold Miners Index fell 2.5 percent.

The CBOE Volatility index VIX, Wall Street's fear gauge, fell but remained at high levels, and investors preferred buying traditional value stocks, suggesting there was caution in the market.

The VIX fell 2.5 percent to 35.36 in late session. The gauge generally moves inversely to the stock market as it tracks the price investors pay for protective options on the S&P 500 index.

Barrick Gold shares dropped 3.4 percent to $48.99 and Goldcorp Inc shares fell 3.5 percent to $49.44.

Sectors that led Tuesday's rally, such as energy and technology, shed gains. Growth stocks such as Nvidia fell 1.4 percent to $13.04 and Netflix dropped 1.6 percent to $216.03.

Earlier, the government reported that orders for long-lasting U.S. manufactured goods surged in July, rising twice as much as economists had forecast.

(Reporting by Angela Moon, Editing by Kenneth Barry)

Source: http://us.rd.yahoo.com/dailynews/rss/stocks/*http%3A//news.yahoo.com/s/nm/20110824/bs_nm/us_markets_stocks

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Is It Time to Consider Earthquake Insurance?


August 24, 2011

Insurance that covers earthquake damage is not something many homeowners in the Commonwealth have considered, that is until Tuesday.

Homeowner's insurance doesn't typically cover earthquake damage. Although, in the case of Tuesday's 5.8 magnitude quake, insurance agent Bob Short says having the extra coverage might not have done you any good.

"It's really designed for catastrophic major events. All of the earthquake coverages, if the consumer were to buy it, carry a percentage deductible," said Short, president of Short Insurance.

Earthquake coverage on a $500,000 home would cost $375 a year, according to Short. Plus, there's typically a $10,000 minimum deductible, meaning quake insurance won't be much help unless your home sustains significant damage.

Coverage also depends on how your house was built. Frame homes are less expensive to insure because they have more sway and bend and don't suffer as much damage as a brick home would in the event of an earthquake.

Source: http://www.newsplex.com/home/headlines/Is_It_Time_to_Consider_Earthquake_Insurance_128326163.html

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Thursday, August 25, 2011

Dear HP: Please Keep Making Those CrunchPads! Er?TouchPads

2689708043_3afee5af69_oBack in the Summer of 2008, when there was still a glimmer of innocence and belief in the fundamental goodness of people in this young blogger's mind, I decided that I wanted a touchscreen tablet. Something like the screen side of a Macbook Air, plus a touch screen. It would mostly be for "couch" computing, I said. although I also meant "bathroom" computing. Here's that post, titled We Want A Dead Simple Web Tablet For $200. Help Us Build It. At the time there was no iPad, or hope of one. Apple had ditched the idea, we'd heard, after unsatisfactory testing of a device with employees. So our choices where hugely expensive and near-useless tablets like the Dell Latitude XT. Meh.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/DACu9XFYQRI/

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Pro Tennis Jobs: Full Time Tennis Coach

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Full Time Tennis Coach
Due to the growth of our business two busy tennis centres and pro-shops located 15 minutes north of the Brisbane CBD are seeking the services of a suitably qualified full-time tennis coach to work in our growing centres and school based tennis coaching programs. We have a small loyal team who are passionate about tennis, committed to self-improvement and customer service.

This position offers the ability for a professional tennis coach to work in a relaxed and enjoyable environment, obtain full-time employment and expand their skills in the areas of coaching, sports administration, marketing and retailing.

Position Overview:

  • Coaching groups, squads and private lessons both junior and adult.
  • Management, training and development of junior tennis coaches
  • Assistance with the organisation and administration of coaching staff and classes.
  • Further development and delivery of our coaching marketing plan.
  • Customer communications and feedback.
  • Assistance with the operation of our pro-shop.

Further information about our business can be found at URL provided.

Start date: Term 4, 2011.

Ideally the candidate will be an energetic and qualified tennis coach with at least two years coaching experience. You will need to be proficient in coaching students of all ages and standards, have excellent communication and organisation skills and have the ability to induct, train and manage others. Our centre is focused on the continual improvement and growth of our coaching business and therefore you will need to have a strong interest in marketing and development of new programs. The successful candidate will be required to work across both centres in a coaching and retail role.

This position will assist the Director of Coaching with the management and administration of the coaching program. The successful candidate will be expected to develop their skills over time, take responsibility and move into a more managerial role within the business in the future.

Qualifications:

  • Tennis Coaching Accreditation & Blue Card
  • Own transport
  • Strong interpersonal and communication skills
  • Ability to organise, train and motivate others.
  • Interest in retailing and marketing.
  • Basic level of computer literacy (MS Office)

Remuneration: Full-time position with a remuneration package of approximately $55,000 depending on experience inclusive of annual leave, superannuation, bonuses and other entitlements.

If you are interested in applying for this position please email your resume to contact at email address provided.

? Back to the Tennis Jobs listings

Source: http://protennisjobs.com/tennis-jobs/2243/full-time-tennis-coach

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Video: The career and legacy of Steve Jobs

Sorry, Readability was unable to parse this page for content.

Source: http://www.msnbc.msn.com/id/21134540/vp/44270444#44270444

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Obama's Deal for the Bankers: Amnesty for the Indefensible (The Nation)

The Nation -- This story originally appeared at Truthdig. Robert Scheer is the author of ?The Great American Stickup: How Reagan Republicans and Clinton Democrats Enriched Wall Street While Mugging Main Street (Nation Books).
?
They will get away with it, at least in this life. ?They? are the Wall Street usurers, people of a sort condemned in Scripture, who have brought more misery to this nation than we have known since the Great Depression. ?They? will not suffer for their crimes because they have a majority ownership position in our political system. That is the meaning of the banking plea bargain that the Obama administration is pressuring state attorneys general to negotiate with the titans of the financial world.

It is a sellout deal that, in return for a pittance of compensation by banks to ripped-off mortgage holders, would grant the banks blanket immunity from any prosecution. That is intended to short-circuit investigations by a score of aggressive state officials, inquiries that offer the public a last best hope to get to the bottom of the housing scandal that has cost U.S. homeowners $6.6 trillion in home equity in the past five years and left 14.6 million Americans owing more than their homes are worth.

The $20 billion or so that the banks would pony up is chump change to them compared with the trillions that the Fed and other public agencies spent to bail them out. The banks were given direct cash subsidies, virtually zero-interest loans, and the Fed took $2 trillion in bad paper off their hands while the banks exacerbated the banking crisis they had created through additional shady practices, including fraudulent mortgage foreclosures.

Yet the administration has rushed to the aid of the banks once again and is attempting to intimidate the few state attorneys general who have the gumption to protect the public interest they are sworn to serve. As Gretchen Morgenson of The New York Times reported:

?Eric T. Schneiderman, the attorney general of New York, has come under increasing pressure from the Obama administration to drop his opposition to a wide-ranging state settlement with banks over dubious foreclosure practices. ?

?In recent weeks, Shaun Donovan, the secretary of Housing and Urban Development, and high-level Justice Department officials have been waging an intensifying campaign to try to persuade the attorney general to support the settlement. ??

Donovan has good reason not to want an exploration of the origins of the housing meltdown: He has been a big-time player in the housing racket for decades. Back in the Clinton administration, when government-supported housing became a fig leaf for bundling suspect mortgages into what turned out to be toxic securities, Donovan was a deputy assistant secretary at HUD and acting Federal Housing Administration commissioner. He was up to his eyeballs in this business when the Clinton administration pushed through legislation banning any regulation of the market in derivatives based on home mortgages.

Armed with his insider connections, Donovan then went to work for the Prudential conglomerate (no surprise there), working deals with the same government housing agencies that he had helped run. As The New York Times reported in 2008 after President Barack Obama picked him to be secretary of HUD, ?Mr. Donovan was a managing director at Prudential Mortgage Capital Co., in charge of its portfolio of investments in affordable housing loans, including Fannie Mae and the Federal Housing Administration debt.?

The HUD website boasts in its bio of Donovan that ?under Secretary Donovan?s leadership, HUD has helped stabilize the housing market and worked to keep responsible families in their homes.? If that is so, we have to assume that the tens of millions savaged by an out-of-control banking industry were not ?responsible.? And if the housing market has in any way been ?stabilized,? why did the Commerce Department report Tuesday that new home sales have dropped for the third month in a row??

Shifting the blame from the swindlers to the victims is the cynical rot at the core of the response of both the Bush and Obama administrations to the housing collapse. It is a response that aims to forgive and forget the crimes of Wall Street while allowing ordinary folks to sink deeper into the pit of debt and despair. It infects Donovan and many others who claim to be concerned for the very homeowners they are betraying by undermining the few officials such as Schneiderman who seek to hold the bankers accountable.

In her article about the pressure being brought to bear on Schneiderman to go along with the sellout, Morgenson reported that according to an attendee at a memorial service this month for former New York Gov. Hugh Carey, as Schneiderman was leaving he ?became embroiled in a contentious conversation with Kathryn S. Wylde, a member of the board of the Federal Reserve Bank of New York who represents the public.?

When interviewed by Morgenson, Wylde claimed that her conversation with Schneiderman was ?not unpleasant? but that she told him ?it is of concern to the industry that instead of trying to facilitate resolving these issues, you seem to be throwing a wrench into it. Wall Street is our Main Street?love ?em or hate ?em. They are important and we have to make sure we are doing everything we can to support them unless they are doing something indefensible.?

When haven?t they done that?

Robert Scheer is the author of The Great American Stickup:?How Reagan Republicans and Clinton Democrats Enriched Wall Street While Mugging Main Street (Nation Books).

Like this article? Try 4 issues of The Nation at home (and online) FREE.

Source: http://us.rd.yahoo.com/dailynews/rss/politicsopinion/*http%3A//news.yahoo.com/s/thenation/20110824/cm_thenation/162930

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Wednesday, August 24, 2011

Office Supplies could Business Productivity | Stationery Supplies

Office supplies are necessary items that a consumer can use in their offices. Office supplies or stationary products consist of items like pens, pencils, business cards, clipboards, custom stamps, name plates and badges paperclips, plaques, conference folders, calendars and planners, file folders and many others. These equipment or stationary products required by you in your office will differ dependent on the type of work as well as the amount of people working. Every single office requires diverse types of office stationery supplies. The term ?Stationery Supplies?has also stretched out and no longer talks about only paper and envelopes. These days it will not only take in expendable items such as paper clips, staples, files, pens, pencils and obviously paper, but also include the greater end of the technology market in the form of copiers, printers, scanners and computers.
Office can be characterized as autonomous house that acts as a basic role in an organization so offices are surroundings that are too been well kept for the repute of the organization. Office supplies and furniture plays a key role in a well maintained office. In the past, office supplies were developed in a decent manner with simple accessories. As time moved office supplies has touched in its peak way of growth in a better practical, fashionable and creative manner. An office supply has been modified with few more additional conveniences including computer accessories and other stuffs like pens, pencil, folders, clips, planners. All of these office supplies are accessible these days easily with the comfort of online shopping. You can get boundless variation in the designs and models of these stylish and useful office supplies.

Source: http://www.china-stationery-supply.com/blog/?p=82

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Click and drag in style with Logitech's G300 gaming mouse | Joystiq

Logitech Introduces Gaming Mouse G300 for PC Gamers

Ambidextrous Design Delivers More Power and More Control for Hours of Play

FREMONT, Calif. - Aug. 18, 2011 - Today Logitech (SIX: LOGN) (NASDAQ: LOGI) unveiled the latest addition to its acclaimed G-Series gaming products, the Logitech? Gaming Mouse G300. Designed to give PC gamers an advantage over the competition, the mouse features nine programmable controls, letting you move keyboard commands to buttons that are in easy reach.

Additionally, the Logitech? Gaming Mouse G300 lets you store up to three game or player profiles in the mouse's onboard memory, so you can run the mouse without software or even move it between computers without having to reconfigure each time. User-configurable lighting assigns one of seven colors to each profile, so you can easily see which profile you're using. Plus, the mouse's sculpted, ambidextrous shape is equally comfortable in either hand.
"The Logitech? Gaming Mouse G300 is perfect for PC gamers who want intelligent features that give them real benefits in-game" said Chris Pate, senior manager of product marketing for gaming at Logitech. "Whether you need more programmable buttons for your MMO, better precision for targeting enemies in an FPS, or a compact, comfortable shape to get you through hours of gameplay, we've got it covered."

The Logitech? Gaming Mouse G300's gaming-grade 2500-DPI optical sensor tracks slow or fast movements on a wide variety of surfaces, so you get exactly the action you want from every incremental hand movement. In addition, optional drag-and-drop software makes it easy to set the Logitech? Gaming Mouse G300 up exactly the way you want. The software also works with G-Series keyboards and headsets, so you can create macros once and share them between your G-Series family of devices.

Pricing and Availability

The Logitech Gaming Mouse G300 is expected to be available in the U.S. and Europe in September, for a suggested retail price of $39.99. For more information please visit www.logitech.com.

About Logitech

Logitech is a world leader in products that connect people to the digital experiences they care about. Spanning multiple computing, communication and entertainment platforms, Logitech's combined hardware and software enable or enhance digital navigation, music and video entertainment, gaming, social networking, audio and video communication over the Internet, video security and home-entertainment control. Founded in 1981, Logitech International is a Swiss public company listed on the SIX Swiss Exchange (LOGN) and on the Nasdaq Global Select Market (LOGI).

Source: http://www.joystiq.com/2011/08/22/click-and-drag-in-style-with-logitechs-g300-gaming-mouse/

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Sonnen exclusive: Silva?s going down against Okami at UFC 134

Anderson Silva is clearly the best pound-for-pound fighter in the world. When healthy and interested, he's destroyed every UFC opponent put in front of him. but Chael Sonnen sees an opening for Yushin Okami against the middleweight champ and thinks the Japanese star is leaving UFC 134 with the title strap.

"[Silva]'s lost to Okami once before. This is a rematch and Yushin already beat him once," said Sonnen speaking of a 2006 match up at 170 pounds where Okami picked up a win via disqualification because Silva delivered an illegal upkick. "Yushin is a lot better now, so I can't imagine how he wouldn't beat him again."

Sonnen says Silva has ducked opponents who play to his weakness, takedown defense. He went as far as saying the fight against Okami won't even be competitive. Sonnen's entitled to his opinion. After all, he's the guy who beat Silva for four and a half rounds at UFC 117 before getting caught in a late submission.

Sonnen also told a story about Vitor Belfort on "The MMA Insiders" show in Las Vegas on ESPNRadio1100/98.9 FM. He was so bullish on Belfort's chances against Silva at UFC 126 that plunked down a little money on the underdog. He said all hopes ended when he saw Belfort at the weigh-in. He says Belfort backed down to Silva's attempts of intimidation. After that, Sonnen ripped up his ticket.

Listen here for the entire "MMA Insiders" show. Co-host Kevin Iole was joined by FX's John Landgraf and Sonnen.

Source: http://sports.yahoo.com/mma/blog/cagewriter/post/Sonnen-exclusive-Silva-s-going-down-against-Oka?urn=mma-wp6144

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Tuesday, August 23, 2011

What you MUST know about getting short sales approved - Real ...

Hey Bill,

The number of high end luxury homes entering foreclosure is increasing rapidly. And yet, there?s a little known secret most real estate and short sale investors don?t know about.

Here is the secret:

Lenders are highly motivated to approve luxury home short sales faster and at deeper discounts because it hurts their financial statements to have these big mortgages in default on their books. Their Wall Street investors don?t want to see these big mortgages in foreclosure on their books.

That means you acquire these homes well below wholesale prices and you flip them to end buyers quickly below market value and keep 10%-20% of the sale price (using none of your own cash or credit because they?re short sales).

For a $1,000,000 home, that means your profit is $100,000 ? $200,000. Million dollar homes are all over the place right now and the number of luxury homes entering foreclosure is increasing every day.

And the next wave of luxury homes that is coming between 2010 and 2012 has a ton of high end homes in its inventory, as long as you jump on them before the next guy does.

One of the causes behind all of the luxury home foreclosures is the evil Option ARM mortgage that was so prevalent just a few years ago. These high end homeowners got these Option ARM mortgages so they could afford their BIG houses.

They were living well above their means and really couldn?t afford to bu*y these houses but they did anyway and now they are in BIG trouble.

Because the principal balance of an Option ARM loan increases every Month, and because home prices have declined significantly over the past 3 years, the banks have a BIG problem on their hands with all of these high end mortgages going into foreclosure.

I don?t need to tell you this, you see it every day on the news or in USA Today and your local newspapers. But the good news is?

You can be the solution for these troubled banks and homeowners!

On Thursday night, I?m going to show you how my expert negotiators handle all of my luxury home short sales and my team will negotiate your short sales too. But I can only work with a limited number of investors.

You must be on the webinar to find out how to partner with me so you can have monthly $100,000 paydays too.

This is an extremely hot topic and this webinar is filling up faster than any webinar I?ve ever done.

Register here while we still have some seats available:

http://www.vssivip.com/gowebinar2/

Committed to Your Extreme Success,

D.C. Fawcett

Creator Virtual Short Sale Investing

PS: There will NOT be a replay video, so make sure you register and schedule the time to show up. This webinar is critical for your success in today?s market.

Get it Here:

http://www.vssivip.com/gowebinar2

Share and Enjoy Real Estate Investing Strategies:

Related Real Estate Investing posts:

  1. Short Sales Approved in 7 Days?
  2. Short Sales: How To Make Big Money With 2nd Mortgage Short Sale Deals
  3. Investing in Short Sales ? Opportunities Abound!
  4. Foreclosure Investing:How much earnest money do you put down on short sales in the MLS?
  5. How to turn dead short sales into cash

Source: http://www.realestateforeclosuresinvesting.com/what-you-must-know-about-getting-short-sales-approved/?utm_source=rss&utm_medium=rss&utm_campaign=what-you-must-know-about-getting-short-sales-approved

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