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The Payment Card Industry (PCI) has a set of 12 requirements to ensure certification of being compliant with their standards. These regulations guarantee secure online processing and transactions.
Requirement 1: Install and maintain a firewall configuration to protect cardholder data
Requirement 2: Do not use vendor-supplied defaults for system passwords and other security parameters
Requirement 3: Protect stored cardholder data
Requirement 4: Encrypt transmission of cardholder data across open, public networks
Requirement 5: Use and regularly update anti-virus software
Requirement 6: Develop and maintain secure systems and applications
Requirement 7: Restrict access to cardholder data by business need-to-know
Requirement 8: Assign a unique ID to each person with computer access
Requirement 9: Restrict physical access to cardholder data
Requirement 10: Track and monitor all access to network resources and cardholder data
Requirement 11: Regularly test security systems and processes
Requirement 12: Maintain a policy that addresses information security
The payment Card Industry or PCI is a council originally formed by American Express, Discover Financial Services, JCB, MasterCard, and Visa to ensure the ongoing evolution of security standards during online transactions of affiliated debit, credit, prepaid, e-purse, ATM, and POS cards. These security standards are known as the PCI Data Security Standards or simply PCI DSS, which consists of 12 significant requirements as listed above and multiple sub requirements. Once complied with these security standards, a business can receive a compliance certification and listing on the PCI Standards Council website.
Having a safe and secure site is integral to the success of your online business and so making sure it abides by the industry regulations is a top concern. Luckily, using open source e-commerce shopping carts like osCommerce makes it much easier to comply with these security standards, on top of giving you a powerful platform in which to design and build your online store site. OsCommerce comes with essential tools to enable your site to be configurable to PCI standards and guidelines. Another option is to use a 3rd party payment gateway to handle your transactions ? that way you won?t have to worry about configuring your site to be PCI compliant.
Configuring and having a secure payment online store is one thing, but you also need a server or web host to enable your presence on the internet. Companies like WebNet Hosting offer PCI-Compliant, Secure SSL encrypted environment, and over 50 web hosting features with their packages. A good host can mean a few things, namely, speed, 100% uptime, quality customer service, and even better chances of internet page rankings. Investing into an online business can be quick, easy, and extremely high quality should you look in the right places.
Source: http://blog.webnethosting.net/pci-compliance-oscommerce-hosting/
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